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Terms of Service

Last updated: 3/1/2026

1. Acceptance of Terms

By accessing or using Kinshi, you agree to be bound by these Terms of Service. If you disagree with any part of the terms, then you may not access the Service.

2. Use of Service

Kinshi is a personal finance tracker. You agree to use the Service only for lawful purposes and in accordance with these Terms. You are responsible for maintaining the confidentiality of your account and password.

3. Third-Party Services

Our Service integrates with third-party providers such as Plaid for banking data and Google Gemini for AI services. By using Kinshi, you also acknowledge and agree to the terms and privacy policies of these third-party providers.

4. Intellectual Property

The Service and its original content, features, and functionality are and will remain the exclusive property of Kinshi and its licensors.

5. Limitation of Liability

In no event shall Kinshi, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses.

6. Changes

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will try to provide at least 30 days' notice prior to any new terms taking effect.

7. Contact Us

If you have any questions about these Terms, please contact us.